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insurance value of medal set with MC

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A veteran friend of mine has the following decorations:

Military Cross

1939/1945 Star

France and Germany Star

Defence Medal

War Medal 1939/1945

General Service Medal 1918/1962 ( Canal Zone )

General Service Medal 1962 ( Borneo )

Chevelier De L?Orde De Leopold II avec palme - Belgium

Croix De Guerre 1940 avec palme - France

Because he travels a lot he would like to insure them. What would a good value be? Does he need to look at the replacement price of at the collecting price?

Edited by Herr General
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A lot of the value will depend on the regiment in which he served and the citation for the MC. Even if he served in the RA or RE and got a very normal citation the group is worth in excess of GBP2,000. If he served in a popular infantry regiment and was awarded the MC for a famous battle then you could almost double that.

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