Tifes, thanks for your reply.
The theory that you pose is quite probable, but I think there may be another alternative theory: The medal bar does not have the Jubilee medal, which seems indicate that this man left the Army before 1905 (he could have completed his 9 years Bavarian Army service prior to 1905 and then change it the DA by the model of 1913) and became public servant (bureaucrat, diplomatic service ....), in which he be awarded with the Ludwig Cross and the austrian Golden Merit Cross with crown (with red ribbon, more typical of a civil servant than the military personnel) during WWI.